The free fall in Apple’s share price has been documented ad nauseam by the financial media in recent weeks. But how has it impacted fixed income investors? This weekend’s Wall Street Journal (subscribers) features an interesting case study that details how investors in income-generating “structured products” fared poorly by investing in products that are linked to Apple’s stock [...]
There is some good news in the land of Retirement Planning for 2013. Of course, it remains hard to predict what our taxes will look like next year, but everybody will have the ability to set aside more than we did last year on a tax-advantaged basis. 401k contributions For 2013, the maximum 401k contribution [...]
My fellow financial blogger and Garrett Planning Network member Jim Blankenship has challenged members of the financial planning community to do our part to encourage an increase in the overall savings rate in America. The numbers are pretty dismal of late. According to the Bureau of Economic Analysis, our savings rate was actually negative in [...]
A general investing maxim that has been passed down over the years is that Dollar Cost Averaging (DCA) is a good way to invest, particularly for beginning investors. The basic approach is that you invest a consistent amount at regular intervals, which ensures that you buy more shares when prices are low (and fewer shares [...]
Do investors behave badly? I’m not referring to institutional traders that risk billions, and in the view of some put entire markets at risk. I’m talking about individual investors, everyday people who primarily invest to ensure a comfortable retirement in the future. And by “bad”, I don’t mean with bad intent. I’m referring to behavior [...]
Can you feel it comin’? As I write this post, I’m listening to the new Velvet Years EP from Blue Eyed Jesus. While the title song deals with a sort of revolution of a very different nature, the “revolution” concept seems appropriate when considering the impact ETFs have and will likely continue to have on [...]
Okay, revolution may be a bit strong. In reality, Roth IRAs have been around for awhile, and even a few hundred bloggers collaborating doesn’t make a revolution. So maybe movement is a better word. That is what Jeff Rose is proposing on his Good Financial Cents blog. Jeff recently spoke to a class of seniors [...]
A couple of years ago Kiplinger Personal Finance ran an article that discussed the wisdom of investing in dividend-paying stocks. The information in the article is pretty well-covered territory at Foothills Financial Planning, but a sub-article covering Why Dividends Matter almost sounded like an advertisement for the Camelback Fund, which made it a good candidate for coverage in this blog. [...]
Several months ago Jeremy Siegel and Jeremy Schwartz wrote an Op-Ed piece in the Wall Street Journal that stated (not for the first time) their feelings that Treasury bonds are in a bubble, and they suggested that dividend-paying stocks are the answer to a Treasury bond market that they feel is dangerous. I heard from a number of [...]
The November, 2011 issue of NAPFA Advisor magazine features a very informative piece titled Understanding Health Savings Accounts. I was honored to be a featured source for the article, as NAPFA Advisor is the official magazine of the National Association of Personal Financial Advisors, and is highly regarded in the world of fee-only financial advice.
Subscribe to Multiples & Money! (your information will be kept completely private)
Kevin O'Reilly, CFP® is the principal of Foothills Financial Planning, Inc., a licensed Investment Advisory firm based in the Ahwatukee Foothills neighborhood of Phoenix, Arizona, with offices in Scottsdale, Glendale, and Peoria/Sun City. Kevin is also the proud father of triplets!
A Roth IRA Revolution
Will my triplet siblings prevent me from getting into Harvard?
From TwentySomething to Millionaire
Stuff My Triplets Say – Credit Cards
The Easier It Is, the More We Spend
Pay Less at the Gas Pump This Summer
Next Generation Debt (Hint: It’s Decreasing)
Mick Jagger Guards Against Economic Outpatient Care
Debt, American Style
Debt Myth: You Don’t Qualify for Student Loans
Suzanne: Kevin, it sounds like student loan debt is the nex...
Kevin O\'Reilly, CFP®: Thanks, Suzanne. I agree, and in fact I use Amex ...
Suzanne: Kevin, Very nice article. It's interesting how cr...
Kevin O'Reilly, CFP®, CRPC®
Fee-only Financial Planner & Investment Advisor
4425 E. Agave Road, Suite 122
Phoenix, AZ 85044-0619
Telephone: 480-445-9072
Email: info@FoothillsPlanning.com
