Have you ever wondered who owns the skyscrapers in America’s major cities? It’s not just Donald Trump. In fact, unless The Donald puts his name on it, chances are a REIT owns it. A REIT (rhymes with “tweet”) is simply a corporation that owns real estate. The acronym stands for Real Estate Investment Trust. Long […]
Many Americans have no retirement savings A new Bankrate.com survey has determined that 36% of Americans have saved exactly nothing for retirement. Nada. Zero. Although the coverage I’ve seen so far suggests that the issue is most serious in the case of Millenials, I disagree. If you’re in your twenties, you have time to recover, […]
Sometimes, we in the financial services industry get so immersed in what we do that we kind of forget that the rest of the world may not understand about the terminology we use. In other words, we tend to throw around lingo without checking to ensure that we are being understood. That’s not a concern […]
In an earlier post I introduced a new series that will lay out some of the key risks that accompany investing in various types of securities. This first entry will address the general market risk faced by stock investors. Market Risk for Stocks Market risk is risk that is driven by the ups and downs […]
One of the areas that I think is difficult for investors to truly get their arms around is risk. Specifically, the level of risk individuals are taking when they invest. One of the reasons for the fuzziness is that there are a number of ways to view risk. Warren Buffett views it as the likelihood […]
The CFP Board has launched a new round of ads targeted at raising awareness regarding the importance of working with a Certified Financial Planner™ professional. This latest campaign, titled “If They’re Not a CFP® Pro, You Just Don’t Know” involves pulling random people off the street, arming them with some industry jargon, and sitting them down […]
The free fall in Apple’s share price has been documented ad nauseam by the financial media in recent weeks. But how has it impacted fixed income investors? This weekend’s Wall Street Journal (subscribers) features an interesting case study that details how investors in income-generating “structured products” fared poorly by investing in products that are linked to Apple’s stock […]
There is some good news in the land of Retirement Planning for 2013. Of course, it remains hard to predict what our taxes will look like next year, but everybody will have the ability to set aside more than we did last year on a tax-advantaged basis. 401k contributions For 2013, the maximum 401k contribution […]
My fellow financial blogger and Garrett Planning Network member Jim Blankenship has challenged members of the financial planning community to do our part to encourage an increase in the overall savings rate in America. The numbers are pretty dismal of late. According to the Bureau of Economic Analysis, our savings rate was actually negative in […]
A general investing maxim that has been passed down over the years is that Dollar Cost Averaging (DCA) is a good way to invest, particularly for beginning investors. The basic approach is that you invest a consistent amount at regular intervals, which ensures that you buy more shares when prices are low (and fewer shares […]
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Kevin O'Reilly, CFP® is the principal of Foothills Financial Planning, Inc., a licensed Investment Advisory firm based in the Ahwatukee Foothills neighborhood of Phoenix, Arizona, with an office in North Phoenix/Scottsale. Kevin is also the proud father of triplets!
A Roth IRA Revolution
From TwentySomething to Millionaire
The Easier It Is, the More We Spend
Stuff My Triplets Say – Credit Cards
Staying The Course
So it’s time to take your first RMD
What is a REIT?
More than 1/3 of Americans have saved nothing for retirement
What Is a Stock’s Market Cap?
Kevin O\'Reilly, CFP®: Agreed. There are some good, free tools out there...
J Andejeski: Websites like Mint.com will track your purchases f...
Kevin O'Reilly, CFP®, CRPC®
Fee-only Financial Planner & Investment Advisor
4425 E. Agave Road, Suite 106
Phoenix, AZ 85044-0619
Telephone: 480-445-9072
Email: [email protected]
